Personal Banking
Checking Accounts
We offer a number of different checking accounts to serve you. Please review the options below and select the account that fits your life style and banking needs. Feel free to contact us if you have further questions.
FREE Checking
Non-interest bearing checking account
- $100 to open
- No monthly service charge
- Unlimited check writing Privileges
- Free Debit Card (Replacement Cards $5.00)
- Unlimited ATM access
- Free Image statement
FRB Club Account
Interest bearing checking account
- $100 to open
- Interest compounded and paid monthly
- $10,000 minimum (combined daily balance)
- $11.00 per month service charge (waived with a $10,000 minimum balance)
- Unlimited check writing Privileges
- Free Debit Card (Replacement Cards $5.00)
- Unlimited ATM access
- Free Image statement
- Free Internet Banking and Bill Pay
-
Discounts on:
- Safe deposit boxes annual rental – 50%
- Select check styles
- Interest rate on ready reserve line of credit
55 Alive Checking for Seniors
Interest bearing account
- $100 to open
- Interest compounded and paid monthly
- $1,000.00 minimum balance (or $10,000.00 in Any Savings Account)
- $7.00 per month service charge (waived with a $1,000 minimum daily balance)
- Unlimited check writing Privileges
- Free Debit Card (Replacement Cards $5.00)
- Unlimited ATM access
- Free Image statement
- Free Internet Banking and Bill Pay
-
Discounts on:
- Safe deposit boxes annual rental – 55%
- Select check styles
- Interest rate on ready reserve line of credit
- Free Cashiers Checks
- Free Money Orders
Reward Checking
Earn a high interest rate, if you maintain the following:
- $2,500.00 minimum balance
- Minimum of 20 check card transactions (not pin based per month)
- Minimum of 5 online banking bill payments
- Online e-statements
- $2,500.00 minimum to open
- $11.00 per month service charge (waved if minimum maintained)
- 2,500.00 minimum daily balance (to avoid service charge)
- Unlimited check writing Privileges
- Free Debit Card (Replacement Cards $5.00)
- Unlimited ATM access
- Free Image statement
- Free Internet Banking and Bill Pay
